While saving for retirement is important, there are times when it makes sense to delay making investments. Most people invest for retirement in a tax-advantaged plan such as an IRA or 401k with early withdrawal penalties and adverse income tax…
Until about five years ago, I used to carry my checkbook everywhere. In fact, some of my purses even had a special compartment that provided easy access to my oft-used pad of checks. Nowadays, however, I leave my checkbook at home….
Anytime you page through the latest issue of a tabloid magazine, you receive a lesson in excess: celebrities frolicking on expensive vacations, wearing thousands of dollars in designer clothes, and driving the latest must-have $100,000 SUV. Of course, it’s expensive…
As my 30th birthday approaches, I find myself thinking about what I accomplished in the last decade. My 20s saw me get married, build a house with my husband, have two amazing kids, and start my career. And while I…
Are you a chronic overspender? If you start each month with great intentions and spend according to a set plan, but eventually find yourself making mindless purchases justified by that ever dangerous “a little won’t hurt” attitude, you’re likely facing…
Country wisdom is the collection of practical experiences gained by generations of pioneers, farmers, and ranchers as America transformed from a vast frontier to the world’s greatest economy. That experience – the result of constant trial and error – was…
For every minor household dilemma, it seems like there are numerous expensive products offering a solution. Perhaps you’ve been invaded by ants or fruit flies, or maybe all the stuffing has bunched up in your favorite comforter. Maybe you’re sick…
Most of us could do with a little more money at the end of the month. Unfortunately, it’s hard to figure out how to squeeze savings out of a tight budget. If you read finance articles online, you hear about all…
In May 2014, after what seemed like an eternity of planning and worry, my wife and I got married in a small-town Iowa church, just steps from her old high school. Our reception was a few miles down the road…
How would you like to receive 2% or more off of every purchase you make? That is just one example of what is being offered to credit card users in the form of rewards. Those who have come to realize…
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