If you’re like most renters, rent is the biggest expense in your monthly budget. That means it has the greatest potential impact on your savings rate. But you probably think of your rent as a fixed cost – a set rate…
According to a recent survey by Investors Happy, the majority of millennials believe they face more challenging financial obstacles than their parents did at their age. We asked Americans to rate their level of agreement with the following statement: “My…
Every year, millions of Americans receive billions of dollars back in overpaid taxes in the form of a tax refund. Many Americans blow their refund on dinners out, new clothes, and presents for themselves. A few use their tax refund…
Sometimes, no matter how well you plan, unforeseen emergencies arise that exceed even the most well-cushioned of emergency funds. Catastrophic events like major medical expenses, the unexpected death of a family member, natural disasters, and ongoing unemployment have the power…
Regardless of your income or net worth, anxiety is a common response to handling finances. Whether it be daily problems or long-term concerns, many people have a complicated relationship with money. A 2020 survey revealed that 90% of individuals say…
This offer is no longer available. Simple is a Portland-based company run in partnership with BBVA USA, a diversified bank with branches throughout the southern United States. 99% of Simple’s revenue streams are from debit card processing fees, interest income…
Sometimes it doesn’t take long for brands to maneuver their way into our vocabulary. Multimillion-dollar businesses become interchangeable with verbs. How many times have you heard “Google it” or “I’ll Venmo you”? For many people, that can lead to trust…
On the surface, under-spending may seem more a virtue than a vice. After all, one of the necessary ingredients of building wealth is living on less than you make. So, what could be the harm in holding onto as much…
Budgets and diets have one thing in common: We tend to break both during the holidays. Even people who’ve been careful with their money all year long tend to go a little crazy once the holiday decorations go up. According…
Only 28% of Americans have a written financial plan, according to Charles Schwab’s 2019 Modern Wealth Index study. Those who have a written plan are in vastly better financial shape than their planless peers. Of the “planners,” 78% say they pay…
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