About 11.5% of American adults smoked cigarettes in 2021, according to the Centers for Disease Control and Prevention. Although smoking rates have been in decline for years, that’s almost 29 million people who regularly light up. Many, if not most,…
Since its passage in 2010, the Affordable Care Act (ACA), commonly known as Obamacare, has expanded health insurance coverage to millions of Americans. However, nearly 30 million Americans — over 9% of the population — still lacked health insurance in…
We’ve all been there before: You wake up in the middle of the night, and while you try to get back to sleep, your mind veers to the topic of money. Before you know it, you’re in a full-blown 2am…
If you don’t have employer-sponsored health insurance, finding affordable health care can seem like an impossible task. Yet millions of Americans survive without employer health benefits. That includes gig economy workers, small-business entrepreneurs, and others looking for self-employed health insurance…
Mental health is one of many factors life insurance companies consider when determining how much to charge for coverage. If you’ve been diagnosed with depression or a related mental health condition, you could end up paying more for life insurance….
Health care costs continue to rise faster than both wages and inflation. In 2021, the Kaiser Family Foundation reported that the average health insurance premium for families with employer-sponsored health insurance reached a dizzying $22,221 per year. That figure should…
According to the LIMRA 2024 Insurance Barometer study, only 46% of women have life insurance, while 57% of men have at least one policy. The need for women to have life insurance is higher (45%) versus 39% for men, but…
Vision correction is a large part of many household budgets. According to contact lens manufacturer Acuvue, the yearly cost to buy contact lenses can range from $248 to $1,700, depending on your insurance and the type of contacts you need….
Typically, you must spend most of the money in your health care flexible spending account (FSA) before Dec. 31. You can only carry over a small portion of the funds — $550 of the $2,750 maximum contribution — into the…
“I don’t need it because I’m young and healthy” is one of the most common myths about life insurance. Life insurance is absolutely appropriate for many young people, even those without dependents to provide for or significant debts to their…
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