For American homeowners, real estate taxes are an immutable fact of life. Virtually every homeowner pays real estate tax — property tax, in common parlance — to at least one jurisdiction: Incorporated villages, towns, boroughs, or cities Counties or parishes…
Looking to score a stellar deal on your next home? Foreclosure properties sometimes make great bargains — emphasis on “sometimes.” They can also come with hidden pitfalls and red tape in having to work with bureaucratic bank sellers. Make sure…
I remember when I was young, my dad would often say that the only things we “had” to do in this world were eat, sleep, and pay taxes; the rest was up to us. As I grew older, I realized…
Calculating your property taxes is complicated. Even if you pay property taxes to just one tax authority, like your city or county government, that authority uses a complex formula to determine how much you should pay. And there’s a good…
You need cash for a down payment to buy a house. But your existing monthly debt payments and credit also affect your ability to borrow, your interest rate, and the lender fees you’ll pay. Which says nothing of financial upsides…
Buying foreclosure homes skyrocketed in popularity in the wake of the housing bubble and Great Recession in the late 2000s, as an enormous wave of foreclosures swept the market. While there are far fewer foreclosures taking place today, buyers can…
Sometimes prospective homebuyers get so caught up in how to buy a home with bad credit that they never pause to ponder whether they should do so in the first place. Homeownership comes with plenty of perks. But it also comes…
Whether you’re attempting to get a mortgage, auto loan, a new apartment, or a public welfare benefit, you often need to prove you earn the correct amount of money to qualify. In the case of a mortgage, loan, or apartment,…
Everyone knows that credit card debt is “bad” debt due to the high interest rates on most consumer credit cards, while mortgage debt is often described as “good” debt. But sometimes the distinction between “good” and “bad” debt isn’t so…
House hunting is a bit like dating. Sometimes, you fall for the wrong person – or the wrong house. It’s not at all unusual to fall head over heels in love with a house that’s way out of your budget. You feel like you just have to…
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