In 2017, credit bureau Equifax announced hackers had broken into its servers and gained access to the personal information of over 140 million people, putting them at risk of identity theft. In the wake of the attack, Equifax offered all U.S. victims a…
When you shop for a new car, what do you do first? If you’re like most people, your car-buying process starts with looking for the car itself. You compare models on sites like Edmunds.com, go on test drives, and decide…
Most consumers use credit in one way or another, whether it’s a rewards credit card that modestly reduces the net cost of everyday purchases, an auto loan that brings a new car within financial reach, or a mortgage that lands you in…
In 2012, more than 1,000 Americans went over their credit reports with an associate from the Federal Trade Commission (FTC), looking for errors. The results weren’t good. About one out of four of these consumers found inaccuracies on their credit…
When it comes to retirement savings, there’s good news, bad news, and more bad news. The good news is that most Americans today have access to a workplace retirement plan, such as a 401(k). A 2018 study at Stanford University…
Suppose you want to borrow money for a home improvement project. As you look at the terms for different types of loans, including home equity loans and 401(k) loans, you notice that some of them list their interest rate as…
Credit cards are a popular way for people to make purchases. They’re so popular that the average American has more than four credit card accounts open at any one time according to the 2019 Experian Consumer Credit Review, as reported…
Wouldn’t it be great if you could wave a magic wand and lift your credit score out of the basement? If rebuilding your credit after a financial setback or building credit for the first time didn’t require months or years…
When you travel, flights can be one of the most expensive parts of your trip. Many people turn to travel credit cards and frequent flyer programs to help them save money on flights, letting them spend more on other aspects…
Your credit score is an important part of your financial life. Good credit can help you qualify for loans and credit cards and secure lower interest rates on those loans. Poor credit can make it expensive to borrow money and…
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