Your credit score plays an important role in your financial life. Good credit helps you qualify for loans and credit cards with low rates and favorable terms, while bad credit makes borrowing money hard and expensive. With excellent credit, you…
When a medical bill goes unpaid for an extended period of time, it can make its way onto your credit report. If collections of any kind appear on your credit report, that can drag your credit score down. There’s some…
A credit report is like a report card that you get in school. Instead of measuring your knowledge of a subject like history or math, it measures your interactions with credit and debt. Just as a report card covers multiple…
A higher credit limit can open the door to more spending power. That can be a great thing if you can manage your spending responsibly. A higher credit limit can also help boost your credit score. Since a good credit…
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